This 3 bedroom, 1 bathroom home is located at 920 S Maffit St in Decatur, Illinois and is available with owner financing. The purchase price is $95,500 with a $1,000 down payment and monthly payments of $970.

The home offers a functional layout with a large living room, separate den, dining room, and a spacious kitchen with ample counter and cabinet space. A partially finished basement provides additional usable space and includes laundry hookups. Both the front and back yards are generously sized, and the covered front porch adds to the home’s livability. The bedrooms are located upstairs and feature good natural light and semi walk-in closets, while the bathroom includes built-in storage and a window.

Significant updates are currently underway, including new windows, new plumbing lines, new electrical wiring with a fully upgraded 200 amp electrical panel, and new gas lines. Prior to utilities being shut off, all major systems were reported to be functioning. The property is located next to a well-maintained local church and includes a private side path, a small storage shed, and a fireplace.

With owner financing already in place and major system upgrades in progress, this property offers a clear path to ownership without traditional bank financing. It is well suited for an owner-occupant or an investor seeking a solid home in Decatur with strong fundamentals and flexible terms.