Markets We Serve

Browse owner-finance homes across multiple states with low down payments, simple monthly terms, and no bank requirements. Low Down Homes Now serves buyers looking for affordable path-to-homeownership options in smaller markets across the Midwest and South. Choose your market below to view available homes and move-in-ready opportunities.

Alabama

Affordable owner-finance homes across Alabama’s smaller towns and cities. Low down payments, simple monthly terms, and no bank approval required. Quick move-in options available.

Browse available homes in this market.

View Homes in This Market

All Illinois

Owner-finance homes throughout Illinois’ smaller towns. Low down payments, simple terms, and no credit checks required.

Browse available homes in this market.

View Homes in This Market

All Michigan

Affordable owner-finance homes across smaller Michigan cities. Low down payments, stable terms, and no bank requirements.

Browse available homes in this market.

View Homes in This Market

All Missouri

Owner-finance homes in smaller Missouri markets. No bank financing needed—low down payments and simple terms.

Browse available homes in this market.

View Homes in This Market

Decatur IL

Reliable and affordable owner-finance homes in Decatur. No banks involved—low down payments and simple monthly terms.

Browse available homes in this market.

View Homes in This Market

Detroit MI

Owner-finance homes in Detroit with low down payments and simple monthly terms. No banks or credit checks—first-come, first-served.

Browse available homes in this market.

View Homes in This Market

Flint MI

Affordable owner-finance homes in Flint, Michigan. Low down payments, simple terms, and first-come, first-served availability.

Browse available homes in this market.

View Homes in This Market

Indiana

Affordable owner-finance homes in Indiana’s smaller markets. Low down payments and no credit checks.

Browse available homes in this market.

View Homes in This Market

Mississippi

Affordable owner-finance homes across Mississippi. No bank financing—just low down payments and simple monthly terms.

Browse available homes in this market.

View Homes in This Market

Ohio

Owner-finance homes in smaller Ohio markets. Low down payments and no bank financing required.

Browse available homes in this market.

View Homes in This Market

Peoria IL

Affordable owner-finance homes in Peoria with low down payments and no credit checks. First-come, first-served.

Browse available homes in this market.

View Homes in This Market

St. Louis Metro

Affordable owner-financed homes in the St. Louis Metro area. Low down payments, fixed monthly payments, and no bank qualifying.

Browse available homes in this market.

View Homes in This Market

Virginia

Owner-financed homes in select Virginia markets. Low down payments, simple monthly terms, and no bank or credit checks.

Browse available homes in this market.

View Homes in This Market