Nestled on a quiet dead-end street in Decatur's Neighborhood Empowerment area, 905 W Olive St offers an accessible path to homeownership in one of central Illinois's most established residential communities. This 2-bedroom, 1-bathroom single-family home sits on a generous 6,000 square foot lot — giving you meaningful outdoor space that's increasingly hard to find at this price point in the Decatur market. Built in 1956, the home spans 912 square feet with a practical, comfortable layout. Central air conditioning is in place, and the fully fenced yard creates a private outdoor space well-suited for pets, children, or simply enjoying a warm Illinois evening. An exterior storage shed adds functional utility beyond the home's footprint, and a newer washer and dryer are included with the sale — meaning fewer out-of-pocket expenses at move-in. Decatur is a working city at the heart of central Illinois, home to major employers like ADM, Caterpillar, and Tate & Lyle, as well as Millikin University. The Neighborhood Empowerment designation reflects active investment and community development efforts in this part of the city, making this an area worth paying attention to for buyers looking to build equity in an affordable market. Owner financing makes this home accessible without a traditional bank loan. With $3,000 down and $995 per month — a payment that includes taxes and insurance (PITI) — you're looking at a straightforward, all-in monthly cost with no surprises buried in the fine print. The home is sold as-is, and all buyers are encouraged to conduct their own due diligence prior to purchase. If you've been searching for an owner-financed home in Decatur with a real yard, included appliances, and a clear monthly payment, 905 W Olive St is worth a close look. ---