Located in the 63113 zip code on the north side of St. Louis, 5152 Maffitt Ave presents a compelling opportunity for buyers looking to build equity through owner financing — no traditional bank loan required. This 3-bedroom, 1-bathroom home is priced at $59,000 with just $1,500 down and $695 per month, making homeownership accessible in a city where owner-financed deals at this price point are increasingly hard to find. Here's what the seller has shared about the property's current condition: the downstairs has been gutted, presenting a blank slate for renovation, while the upstairs bedrooms and bathroom remain intact. For the right buyer — someone with a vision, a contractor relationship, or hands-on renovation skills — this kind of project home in St. Louis can represent serious long-term value. The St. Louis north side has seen pockets of reinvestment and community stabilization in recent years, and savvy buyers are positioning themselves ahead of that curve. The owner-financing structure here is what sets this listing apart. With a low entry point of $1,500 down, buyers who may have been locked out of traditional mortgage lending now have a direct path to ownership. You're building equity from day one — not paying rent with nothing to show for it. This home is sold as-is. All buyers should conduct their own due diligence, inspections, and assessments before purchasing. The gutted downstairs should be factored into any renovation budget and timeline. If you're a buyer looking for an affordable entry into St. Louis homeownership with flexible terms and low upfront cost, 5152 Maffitt Ave deserves a serious look. Owner financing means you work directly with the seller — skip the bank, skip the waiting, and start building something of your own. ---