Located in the 63147 zip code on the north side of St. Louis, 8510 Concord Place is a 4-bedroom, 1-bathroom home offering 1,100 square feet of living space plus a full basement — a combination that's increasingly hard to find at this price point in the metro. With $2,500 down and $975 per month covering principal, interest, taxes, and insurance (PITI), this is owner-financed homeownership with a clear, all-in monthly cost and no traditional bank loan required. The home has a roof less than 5 years old and a newer HVAC system already in place. It's worth noting that the AC condenser unit outside has been stolen and will need to be replaced, and the property needs to be cleaned out and has some minor repairs needed — making this a genuine handyman special for the buyer ready to put in some work and build equity from day one. North St. Louis continues to attract investors and owner-occupants alike who recognize the value in buying at a lower price point in a city with strong bones and deep roots. For buyers who've been priced out of traditional financing or simply want to skip the bank altogether, owner financing on a 4-bedroom home with a basement at under $100K is a compelling entry point. An alarm system is present on the property — advance notice is required prior to entry, and buyers will need to obtain an occupancy agreement before moving in. If you're looking for a project property in the St. Louis market where your down payment goes further and your monthly payment is fixed and fully loaded, 8510 Concord Place is worth a serious look. ---