Located on a quiet residential street in East St. Louis, Illinois, 3720 Walnut Ave is a 2-bedroom, 1-bathroom home sitting on not one — but three lots, offering an extraordinary amount of outdoor space rarely found at this price point in the St. Louis Metro area. At just $74,900 with $2,500 down and $900/month through owner financing, this property represents a genuine opportunity for a hands-on buyer looking to build equity without the barriers of traditional bank lending. The home spans 900 square feet and has seen several meaningful updates already underway. New flooring has been installed throughout, a new heating duct has been added, and a new kitchen sink and cabinetry are scheduled for completion by end of week. All major systems are confirmed operational, giving a capable buyer a solid foundation to work from. This is honestly marketed as a handyman special — meaning there's work to be done, and the price reflects that reality. Buyers who are handy, motivated, or experienced with light renovation will find significant value here. The combination of recent updates, a functioning mechanical system, and the bonus of three combined lots makes this a compelling canvas for someone ready to put in the effort. East St. Louis sits directly across the Mississippi River from downtown St. Louis, MO, offering access to one of the Midwest's major metros while maintaining some of the most affordable entry-level pricing in the region. For buyers who've been priced out or turned away by conventional lenders, owner financing on a property like this — with flexible terms and no bank approval required — can be a real path to homeownership. **Please note:** The buyer will need to obtain an occupancy inspection permit prior to moving in, as required by the local municipality. ---