Located in the heart of Belleville, Illinois, 323 N 7th St offers a rare opportunity to own a 3-bedroom, 1-bathroom home in one of the St. Louis Metro's most established and accessible communities — all without the hurdles of traditional bank financing. With just $3,000 down and monthly payments of $1,200 (which includes principal, interest, taxes, and insurance), this is a straightforward path to homeownership with no hidden cost surprises built into your budget. Belleville is a cornerstone of the Illinois side of the St. Louis Metro area, offering residents the benefits of small-city charm with big-city proximity. Situated in St. Clair County, Belleville is known for its historic downtown district, strong local school options, and easy access to major corridors connecting you to downtown St. Louis, Scott Air Force Base, and the broader Metro East region. Whether you're commuting across the river or staying local, the location delivers genuine convenience. This 3-bedroom layout gives you flexibility — whether you're housing a growing family, setting up a home office, or simply want the extra space that renting rarely provides. Owner financing means the path to closing is streamlined and accessible, with no traditional lender standing between you and the keys. For buyers who've been priced out of conventional loans or are rebuilding their financial footing, the Metro East market — and Belleville specifically — continues to represent some of the most attainable homeownership opportunities in the greater St. Louis region. At $99,000 with a low entry point and all-in monthly payment, this listing deserves a serious look from anyone ready to stop renting and start building equity. ---