Nestled in Alton, Illinois — one of the most historically rich and scenic communities in the entire St. Louis Metro area — 2420 Alby St offers a compelling opportunity for buyers ready to build equity through owner financing without the hurdles of a traditional bank loan. This 3-bedroom, 2-bathroom home delivers 1,417 square feet of living space at a purchase price of $89,000, with just $2,500 down and $830 per month keeping your path to ownership both accessible and straightforward. Alton sits along the bluffs of the Mississippi River, just north of the confluence with the Missouri River, and draws buyers who appreciate small-city charm with proximity to the greater St. Louis market. The city offers its own walkable downtown, local dining, riverfront attractions, and a growing community of long-term homeowners investing in the area's future. For buyers priced out of the Missouri side or looking to maximize value per square foot, Alton consistently delivers — and Alby Street puts you right in the fabric of this established neighborhood. With 1,417 square feet spread across three bedrooms and two full bathrooms, this home offers a practical floor plan suited for families, working professionals, or buyers looking to establish roots in a community that continues to attract interest on both sides of the river. At $89,000, the price-to-space ratio stands out in a metro market where comparable square footage often comes at a premium. This home is sold as-is, and owner financing is available — no bank approval required. With a low down payment entry point and predictable monthly payments, 2420 Alby St is worth a serious look for anyone ready to stop renting and start owning in the St. Louis Metro region. ---