Located in the North St. Louis neighborhood of the 63115 zip code, 5420 Queens Ave offers a spacious four-bedroom, one-and-a-half-bath home with 1,248 square feet of living space — now available with owner financing for as little as $3,000 down and $1,250 per month, with taxes and insurance included in that monthly payment. This is a solidly sized home for the St. Louis Metro market, giving buyers the square footage and bedroom count that's increasingly difficult to find at this price point on the Missouri side. The property features a full basement with ample storage — a standout feature for families, hobbyists, or anyone needing extra space beyond the main living areas. Recent work on the home includes new plumbing and pipes throughout, and the seller notes that the roof and electrical appear to be in good shape. All utilities are currently on, making the home accessible for walkthroughs and inspections. The seller has noted uncertainty regarding the furnace and AC, so buyers are encouraged to factor HVAC evaluation into their due diligence process. The home is sold as-is, and a lockbox on the front door makes scheduling flexible. North St. Louis continues to attract buyers and investors drawn to its affordability, proximity to downtown, and the broader revitalization momentum building across the St. Louis Metro area. For buyers who've been priced out of traditional financing or simply prefer to skip the bank entirely, this is an opportunity to step into homeownership with straightforward owner-financed terms and a payment that covers more than just principal and interest. Four bedrooms, a basement, updated plumbing, and an all-in monthly payment — this one checks a lot of boxes at an accessible entry point. ---