Located in the Riverview neighborhood on St. Louis's north side, 227 Midlothian Rd offers a compact, well-maintained home with genuine owner-financing flexibility — no traditional bank approval required. This 3-bedroom, 1-bathroom property sits on a generous 6,011 square foot lot and delivers solid everyday functionality in a straightforward, honest package. At 854 square feet, this 1953-built home is efficiently laid out and makes the most of every room. The standout feature is the updated kitchen — a meaningful upgrade that adds modern utility to a classic mid-century footprint. Outside, the fenced backyard creates a private outdoor space ideal for kids, pets, or simply unwinding after a long day. A dedicated driveway adds everyday convenience that many city properties at this price point simply don't offer. The Riverview area sits in the northern St. Louis Metro corridor, just minutes from major roadways connecting you to downtown St. Louis, the riverfront, and surrounding communities. For buyers who've been priced out or pushed aside by conventional lenders, this listing represents a real opportunity to plant roots in the St. Louis market with a low $4,000 down payment and manageable $995 monthly payments structured directly with the seller. Whether you're a first-time buyer building equity for the first time, or someone who's navigated credit challenges and wants a straightforward path to ownership, this property checks core boxes — updated interior, private outdoor space, parking, and a lot size that gives you room to breathe. At an $89,000 purchase price with owner financing built in, 227 Midlothian Rd is a practical, grounded option in a market where affordable ownership is increasingly hard to find. ---