Located in East St. Louis, Illinois — part of the greater St. Louis Metro area stretching across both sides of the Mississippi River — 225 N 63rd St offers a compelling opportunity for the right buyer looking to build equity through owner financing without the barriers of traditional bank lending. This 3-bedroom, 2-bathroom home spans 1,338 square feet and sits on a double lot, giving you more outdoor space than most comparably priced properties in the area. The attached pull-through garage is a standout feature — practical, functional, and rare at this price point. Inside, hardwood floors run throughout the home and are ready to shine with refinishing, adding immediate value and character once restored. Speaking of value — the seller notes that after-repair-value comps in this area are coming in between $90,000 and $105,000. At an $80,000 purchase price with just $2,995 down and $995 per month, this property is priced below what the finished product could reasonably be worth. For buyers who are handy, investor-minded, or simply willing to put in some elbow grease, that gap between purchase price and ARV represents real, tangible upside. A few important disclosures to be aware of upfront: the property is not currently available for showings, and the Illinois occupancy inspection has not yet been completed — the buyer will be responsible for addressing that as part of the process. Additionally, any repairs or alterations exceeding $5,000 trigger a notification threshold requirement under local guidelines. This is a transparent, owner-financed listing in a market where values are being recognized again. If you're looking to stop renting and start owning in the St. Louis Metro region — on your terms — this double-lot property deserves a serious look. ---