Located in Decatur, Illinois, this 2-bedroom, 1-bathroom home on N Church Street offers an accessible entry point into homeownership with just $2,000 down and $700 per month — no traditional bank loan required. With a purchase price of $69,000, this property delivers meaningful value in a market where owner-financed opportunities at this price point are increasingly hard to find. The home features a full basement, giving you valuable bonus space for storage, a workshop, a hobby room, or future finishing potential — a feature that sets this property apart from many comparably priced homes in central Illinois. The attached garage adds everyday convenience that renters and first-time buyers alike will appreciate, keeping your vehicle protected through Decatur's cold Midwest winters and giving you dedicated space for tools, bikes, or extra storage. Decatur sits at the heart of central Illinois, with easy access to major employers, local shopping, dining, and the cultural offerings of Millikin University nearby. The N Church Street address places you within the established residential fabric of the city — a practical, no-frills community where your housing dollar goes further than in larger metro areas. This is an owner-financed property, meaning the path to ownership is straightforward and accessible. With a modest down payment and predictable monthly payments, you can stop paying someone else's mortgage and start building equity in a home that's yours. Whether you're establishing roots in Decatur for the first time or looking to invest in a property with solid structural bones — basement, garage, and a livable footprint — this listing deserves a close look. Reach out today to learn more about terms and schedule a viewing. ---