Located in Decatur, Illinois, this 2-bedroom, 2-bathroom home offers a surprisingly functional layout across 864 square feet — all on a slab foundation with no basement to worry about. For buyers looking to get into a clean, well-maintained home in central Illinois with owner financing and a manageable down payment, this property checks a lot of the right boxes. The home itself is described as clean and well-kept, which speaks volumes in this price range. A fenced-in front yard adds curb appeal and a sense of privacy right from the street, and posts are already in place for a future backyard fence — meaning the groundwork is done and the finishing is yours to complete on your own timeline. The empty lot next door gives the property an open, less-crowded feel that's hard to find in established neighborhoods. Off-street parking is available, a practical convenience that matters day to day. Power is currently on, making showings easy and the transition smoother. Decatur sits at the heart of central Illinois, offering affordable cost of living, local employment anchors, and a community that continues to draw buyers priced out of larger metro markets. At $895 per month with just $2,500 down, this home represents genuine value for buyers seeking an alternative path to homeownership without going through a traditional bank. Seller requirements are clearly stated: picture ID is required for anyone touring the home, on the contract for deed, or over 18 living in the property. Net income must be at least 3 times the monthly payment, with documentation of the most recent 3 months of income required for anyone on the contract for deed. No evictions within the past 5 years. ---