Located in one of Decatur's well-regarded residential neighborhoods, this spacious 3-bedroom, 2-bathroom home at 1375 N Maple Ave offers 1,512 square feet of living space — plus a large enclosed porch that extends your usable square footage well beyond what the numbers suggest. For families looking for room to grow, this property delivers in a big way. Step inside and you'll find a home loaded with character and thoughtful built-ins: wooden cabinetry, French doors, a built-in bunk bed, and a built-in table that give this home a charm you won't find in a cookie-cutter property. Large closets and abundant storage throughout mean there's a place for everything — a rare find at this price point. The utility room and expansive basement both present real potential for conversion into additional bedrooms or flexible living space, making this a natural fit for larger households or anyone who needs room to spread out. The home features a newer water heater and heating unit — concrete upgrades worth noting for any buyer doing their due diligence. Decatur, Illinois sits at the heart of central Illinois, with Millikin University nearby and a community that continues to attract buyers looking for affordable homeownership with owner-financing options. At $109,500 with just $4,000 down and $1,200/month, this home offers a pathway to ownership that bypasses the traditional bank loan process entirely — no conventional financing required. Whether you're a growing family seeking space, a buyer priced out of other markets, or someone who simply wants more home for their money, 1375 N Maple Ave is worth a serious look. All sales are as-is. ---