Located in Decatur, Illinois, this 3-bedroom, 2-bathroom home at 1771 N Union St offers 1,124 square feet of living space with owner financing available — no traditional bank loan required. With just $2,500 down and $875 per month (which includes taxes and insurance), this is a realistic path to homeownership in one of central Illinois's most affordable markets. Decatur sits at the heart of Illinois, with easy access to major employers, local shopping, and the cultural amenities of a mid-sized city. The area has long attracted buyers looking for solid value, and properties like this one — priced at $79,000 with built-in financing — represent the kind of opportunity that's increasingly rare in today's market. The home features a large backyard that offers real usable outdoor space, whether you're thinking about gardening, entertaining, or just having room to breathe. A detached garage adds storage and parking potential — the seller notes it will need a clean-out, but the rest of the property has been broom swept. Utilities are currently on, making access and inspection straightforward. The $875 monthly payment is a PITI payment, meaning taxes and insurance are already factored in — no surprise escrow bills or separate insurance premiums to manage on top of your payment. This home is sold as-is. Buyers are encouraged to conduct their own due diligence and inspection prior to purchase. With a low down payment, inclusive monthly payment structure, and a flexible owner-financing arrangement, 1771 N Union St is worth a close look for buyers ready to invest in Decatur real estate on their own terms. ---