1734 Spruce St
Granite City
IL

z
1734 Spruce St
Down Payment: $
2000
Monthly Payment: $
745
Home Overview
2
1
1734 Spruce St
83000
About This Home
Affordable homeownership in the St. Louis Metro area starts here — and it starts with just $2,000 down. This 2-bedroom, 1-bathroom home in Granite City, Illinois offers 720 square feet of straightforward, manageable living space at a monthly payment of $745, making it one of the more accessible entry points into the owner-financed market on the Illinois side of the metro.
Granite City sits just across the Mississippi River from St. Louis, giving residents easy access to one of the Midwest's largest cities while maintaining the quieter pace and lower cost of living that the Illinois side is known for. Whether you're commuting into downtown St. Louis, heading toward Fairview Heights, or staying local in Madison County, Granite City's central positioning within the metro makes it a practical and affordable choice.
At 720 square feet, this home is ideally suited for a single buyer, a couple, or anyone looking to simplify their living situation without sacrificing the pride and stability that comes with owning your own property. The price point of $83,000 with a low $2,000 down payment reflects genuine value in today's market, where comparable rentals in the area often run at similar monthly costs — without any of the long-term equity benefits.
Owner financing means you work directly with the seller rather than going through a traditional bank or mortgage lender. No lengthy approval timelines, no conventional loan requirements standing between you and your keys. Just a clear, straightforward path to putting your name on a deed.
If you've been watching the St. Louis Metro market and waiting for the right opportunity at the right price, this Granite City listing deserves a serious look.
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Location & Payment Details
Market:
St. Louis MetroCity:
Granite City
Square Foot:
720
Down Payment: $
2000
Monthly Payment: $
745
Term (Years):
30
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