Discover an affordable path to homeownership in Herrin, Illinois — a welcoming small city in the heart of Southern Illinois' Williamson County. This 3-bedroom, 2-bathroom home offers 1,540 square feet of living space at 900 S 16th St, a residential address situated in a community known for its tight-knit neighborhoods, local schools, and easy access to the greater Carbondale and Marion corridor. With a purchase price of $93,000, a down payment of just $3,500, and monthly payments of $995, this listing is structured for buyers who are ready to stop renting and start building equity — without the barriers of a traditional bank loan. Owner financing means you work directly with the seller, bypassing the conventional mortgage process entirely. Herrin sits in Williamson County, one of Southern Illinois' most established communities, offering proximity to SIU Carbondale, Marion's retail and healthcare hub, and the natural beauty of Shawnee National Forest. For buyers priced out of larger markets or simply looking for more space and value per dollar, Southern Illinois continues to draw interest from first-time buyers and relocating families alike. At 1,540 square feet spread across three bedrooms and two full bathrooms, there's room to grow, host, and settle in. The price-to-square-footage ratio here is well below state and national averages, making this an opportunity that genuinely pencils out for budget-conscious buyers. Owner financing is available with flexible terms — no traditional bank loan required. With just $3,500 down and a clear monthly payment structure, the path to owning this Herrin home is more straightforward than most buyers expect. All properties are sold as-is. ---