If you've been searching for space, privacy, and a real path to homeownership in the St. Louis Metro, 8824 Huiskamp Avenue in the 63136 zip code is worth a serious look. This 4-bedroom, 1-bath home offers 1,548 square feet of living space on an exceptionally large 17,424 square foot lot — giving you room to breathe, expand, and make this property your own. Step inside and you'll find classic hardwood floors and tall ceilings that give the home a character you simply don't find in newer construction. A newer furnace means one of the most important mechanical systems is already taken care of. Outside, a detached garage plus a separate shed in the back offer serious storage and utility — ideal for hobbyists, contractors, or anyone who needs workspace at home. The neighborhood is described as private and secluded, a rare quality in an urban setting. This property is priced at $119,000 with just $3,000 down and $1,200/month — particularly compelling when local rental comps in the area are running $1,400–$1,600/month. That means you could own for less than it costs to rent nearby. There are items to be aware of: the water heater needs to be hooked up, the second bathroom in the basement is non-operational and needs work, and there is electrical work needed in the basement related to junction boxes. These are disclosed upfront and factored into the pricing and opportunity here. Owner financing is available through the seller directly — no traditional bank loan required. To qualify, sellers require a minimum of 3 months of verifiable employment and bank statements showing 3 months of reserves equal to the monthly payment amount. This is a solid opportunity to own a spacious, character-filled home with a massive lot in the St. Louis Metro area on accessible terms. ---