Located in Jackson, Mississippi — the state capital and largest city — 844 Combs Street offers a compelling opportunity for buyers ready to build equity without the barriers of traditional bank financing. This 3-bedroom, 2-bathroom home is priced at $79,000 with just $2,000 down and $895 per month, making homeownership an attainable reality in one of the South's most historically rich urban markets. One of the standout features of this property is its flexibility — the seller notes that the layout can be converted to a 4-bedroom home. That kind of potential is rare at this price point and opens the door for buyers who need more space down the road, plan to house extended family, or are simply looking to maximize the value of their investment over time. Whether you're a growing household or someone looking for added versatility, that fourth bedroom conversion could make a meaningful difference in how this home serves you for years to come. Updated photos are now available, giving you a current and accurate look at the property before you visit. To get started, buyers will need to provide a valid ID, one month's income statement, and the seller will run an eviction report through TransUnion. The seller's own paperwork is available for use through this process, keeping things streamlined and straightforward. Jackson is a city in active transition, with ongoing investment in neighborhoods across the metro. The 39204 zip code places you in the heart of the city, close to employment corridors, schools, and everyday essentials. Owner financing through this listing means no bank approval process standing between you and the keys — just a straightforward path to a home you can call your own. At $79,000 with flexible terms and room to grow, 844 Combs Street represents the kind of value that's increasingly hard to find in today's market. If you've been searching for an affordable entry point into homeownership in Jackson, this property deserves a serious look.