Located in East St. Louis, Illinois — just across the river from downtown St. Louis, Missouri — 826 N 82nd St offers an accessible path to homeownership in the St. Louis Metro area at a price point that's hard to find anywhere in the region. With a purchase price of $80,000, $3,000 down, and $900 per month covering principal, interest, taxes, and insurance, this is a complete, all-in payment with no surprises hiding in the fine print. This 3-bedroom, 1-bathroom home sits on a generously sized, fully fenced yard — a feature that stands out in this market and makes a real difference for families, pet owners, or anyone who values outdoor space and privacy. A big fenced yard in this price range is genuinely hard to come by, and it adds both practical value and long-term appeal to the property. East St. Louis is part of the broader St. Louis Metro corridor, benefiting from its proximity to major employment centers, highways, and the urban amenities of one of the Midwest's most established metro areas. The Illinois side of the metro has seen consistent buyer interest from those looking for more affordable entry points into homeownership without sacrificing access to the larger St. Louis region. Owner financing makes this home available to buyers who are ready to invest in a property and build equity without going through a traditional bank loan process. With a low down payment and a straightforward monthly payment that includes taxes and insurance, this listing removes many of the common barriers that keep buyers on the sidelines. If you're ready to stop renting and start owning, 826 N 82nd St deserves a serious look. ---