Located in Decatur, Illinois, 801 S 21st St offers a solid two-bedroom, one-bathroom home on a spacious corner lot — the kind of property that gives you room to breathe in a city where your dollar genuinely goes further. Decatur sits at the heart of central Illinois, with everyday conveniences, local employers, and Millikin University all within reach, making it an attractive market for buyers who want stability without the inflated price tags of larger metro areas. This home comes with some standout practical features that are increasingly hard to find at this price point. An attached one-car garage provides covered parking and added security year-round, while a full basement gives you dedicated space for storage, a workshop, or future expansion. The corner lot positioning means more outdoor space and better natural light than a standard interior lot — a genuine bonus in any neighborhood. The seller notes that all systems were functioning properly before the most recent tenant vacated, and the home has been well maintained. With a $3,000 down payment and a monthly payment of $1,050 — which includes property taxes and insurance (PITI) — this is a straightforward, all-in number with no surprises buried in the fine print. Owner financing makes this accessible without going through a traditional bank loan process, though the seller does require income verification as part of the application. If you can demonstrate steady income and are ready to put down roots in Decatur, this corner lot home represents strong value in a market where affordability and livability still go hand in hand. Reach out today to learn more and take the next step toward ownership. ---