Tucked into Sauget, Illinois — just minutes from the Mississippi River and directly across from downtown St. Louis — this freshly renovated 2-bedroom, 1-bathroom home offers an accessible path to homeownership in the St. Louis Metro market without the barriers of traditional bank financing. At 720 square feet, this compact and efficiently laid-out home has undergone recent renovations, giving buyers the benefit of updated finishes without the headache of immediate repair costs. One of the most significant upgrades is the brand-new roof — a high-ticket item that often catches buyers off guard post-purchase. Here, it's already done, giving you confidence in the structure from day one. The numbers make this listing particularly compelling for buyers entering the market. With just $2,500 down and a monthly payment of $795 — which includes taxes — you're looking at a straightforward, predictable cost of ownership that rivals or beats rental rates for comparable units in the area. No surprise tax bills. No bank approval process standing between you and your keys. Sauget sits in St. Clair County on the Illinois side of the St. Louis Metro, offering convenient access to major employment corridors, interstates, and the broader metro amenities on both sides of the river. The area is practical, centrally connected, and increasingly attractive to buyers seeking affordability without sacrificing proximity to everything the St. Louis region offers. Whether you're a first-time buyer, someone rebuilding after a financial setback, or simply looking for a low-overhead property with owner financing in place, this home checks the core boxes: renovated condition, new roof, taxes included in the payment, and a down payment that doesn't require years of saving. ---