767 E Whitmer St in Decatur, IL is a 3-bedroom, 1.5-bathroom two-story home with 1,170 square feet of living space and an unfinished basement ready to be shaped into whatever you need — extra storage, a home gym, a workshop, or future finished living space. Two stories means bedrooms are separated from common areas, a layout that families consistently prefer for both privacy and functionality.

The unfinished basement adds meaningful square footage potential beyond what the listing reflects. For a buyer willing to finish it over time, this home offers long-term upside that a single-story home at this price simply can't match.

Available through owner financing at $3,000 down and $862.56/month in the Decatur market, priced at $88,000. That monthly payment includes taxes and insurance — no surprises, no add-ons. A two-story home with basement potential in central Illinois for under $900 a month all-in is a deal worth taking seriously.