Norfolk, Virginia is one of the most strategically positioned cities in the entire Hampton Roads region — home to Naval Station Norfolk, a thriving arts district, and a waterfront downtown that continues to attract buyers who want urban convenience without the price tags of Virginia Beach. 730 W 36th Street places you right in the heart of this dynamic coastal city, offering 1,520 square feet of living space across 3 bedrooms and 2.5 bathrooms — a layout that works equally well for families, professionals, or anyone looking to plant roots in one of Virginia's most resilient real estate markets.

The home's half-bath adds a practical touch that buyers often overlook until they need it — guests, busy mornings, and everyday household flow all benefit from that extra fixture. At 1,520 square feet, the floor plan strikes a balance between comfortable square footage and manageable upkeep, making this a property that genuinely fits real life.

Priced at $345,000 with $12,000 down and $2,795 per month (includes PITI) through owner financing, this listing offers a realistic path to homeownership without the barriers of traditional bank qualification. No waiting on loan committees or navigating unpredictable underwriting timelines — the seller is financing directly, which means the process moves when you're ready to move.

The seller has confirmed electricity is currently active at the property, which supports scheduling a walkthrough or inspection at your convenience.

Norfolk's 35th–40th Street corridor has seen consistent neighborhood investment, and properties in this price range with owner-financing terms don't sit idle for long. Whether you're relocating for military duty, looking to buy your first home in Hampton Roads, or simply tired of renting in a market where home values continue to hold strong — this property deserves a serious look.

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