Located in Saginaw, Michigan, this 2-bedroom, 1-bathroom home at 726 S 10th St offers 990 square feet of functional living space at a price point that makes homeownership genuinely accessible — especially through owner financing. Listed at $79,900 with just $2,500 down and monthly payments of $850, this is an opportunity for buyers who are ready to build equity without navigating the barriers of traditional bank lending.

Saginaw sits in the heart of Michigan's Great Lakes Bay Region, roughly 90 miles north of Detroit and 30 miles south of Bay City. The city has been the focus of sustained revitalization efforts, with community investment and affordable housing initiatives making it one of the more attainable entry points into Michigan homeownership. For buyers priced out of larger metros or simply looking for value, Saginaw continues to attract attention.

The home itself is confirmed move-in capable — all systems are working and power is on, meaning there are no known deferred mechanical issues to contend with from day one. At 990 square feet, the layout is manageable and efficient, ideal for a first-time buyer, a downsizer, or an investor looking to add to a rental portfolio.

One of the standout details here is the payment structure: the $850/month payment includes PITI — principal, interest, taxes, and insurance — so what you see is what you pay. No surprise tax bills or insurance invoices on top of your monthly obligation. That kind of transparency is rare and valuable when you're budgeting for homeownership.

Come take a look at your own pace and see what this Saginaw property has to offer.

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