Located in the heart of Mt. Vernon, Illinois, 718 Harrison St offers a compact and characterful 2-bedroom, 1-bathroom home with 920 square feet of living space — and an ownership path that doesn't require a traditional bank loan. With a $3,000 down payment and a monthly payment of $1,100 (which includes taxes and insurance — full PITI), this property puts homeownership within reach for buyers who are ready to stop renting and start building equity. One of the standout features of this home is the beautiful hardwood flooring that runs through the interior, adding warmth and timeless appeal that's hard to find at this price point. The large living room gives the space an open, comfortable feel — generous for a home of this size. The galley kitchen is functional and efficient, making the most of the square footage available. What really sets this property apart is its walkability. Situated within walking distance of shops and restaurants, 718 Harrison St puts daily conveniences right at your doorstep — a genuine quality-of-life advantage in a town that's big enough to have what you need but small enough to feel like home. Mt. Vernon serves as the county seat of Jefferson County and sits along I-57 and I-64, making it a practical hub for commuters traveling across southern Illinois. The city has a stable residential community, a regional medical center, and a growing retail corridor — all factors that make homeownership here a sound long-term decision. For buyers exploring owner-financed homes in southern Illinois, Mt. Vernon offers real value. This home is sold as-is, and the owner financing terms are straightforward — no bank approval process standing between you and the keys. ---