Located in Cahokia, Illinois — part of the greater St. Louis Metro area on the Illinois side of the Mississippi River — 709 St. Paul Dr offers an affordable path to homeownership with owner financing and a manageable down payment. Priced at $90,000 with just $4,000 down and $900 per month, this 2-bedroom, 1-bathroom home delivers real value in a market where traditional financing can feel out of reach for many buyers. The home underwent a full renovation in 2024, meaning the major work has already been done. Updated finishes, systems, and surfaces give this property a solid foundation — and the added bonus of a private garage sets it apart from many comparably priced homes in the area. Whether you're looking for extra storage, a workshop space, or simply a place to keep your vehicle protected, having a garage at this price point is a genuine advantage. Here's what buyers should know upfront: the previous tenant left the property in poor condition, and it will require a cleanout before it's fully livable. This is a great opportunity for a hands-on buyer who doesn't mind rolling up their sleeves — or someone who simply wants to negotiate real value into a property that's already been renovated underneath the surface clutter. The bones are there. The 2024 renovation work isn't going anywhere. The Cahokia area sits just across the river from St. Louis, offering proximity to major employment corridors, transit routes, and metro amenities at a fraction of the price. For buyers seeking owner-financed homes in the St. Louis Metro region without navigating a traditional bank loan, this listing represents one of the more accessible entry points available. Flexible terms, a low down payment, and a renovated structure make 709 St. Paul Dr worth a serious look. ---