Own a home on the Illinois side of the St. Louis Metro for $2,000 down — and your $925/month payment covers principal, interest, taxes, and insurance. All in.

707 N Delmar Ave is a 1-bedroom, 1-bath bungalow in Hartford, Illinois, owner financed at $85,000. At nearly 800 square feet, the layout is compact and efficient — the kind of home that's easy to maintain, affordable to operate, and simple to live in without the overhead of a larger property. With a little TLC, this bungalow has real potential whether you're moving in or adding it to a rental portfolio.

Hartford sits in Madison County on the Illinois side of the St. Louis Metro, offering residents direct access to the greater St. Louis region — including downtown St. Louis, the major employment corridors along the Missouri side, and all the infrastructure that comes with living adjacent to one of the Midwest's largest cities. Properties on the Illinois side of the river consistently offer lower entry points than comparable Missouri listings, and for buyers who know the market, that spread is part of the value proposition.

The property is sold as-is. For a homebuyer looking to stop renting or an investor looking to add a low-entry cash flow property to their portfolio, the numbers here work.

$2,000 down. $925/month all-in. No bank required.

Owner financing available — no traditional bank required.