Small footprint, smart layout, and more space than the square footage suggests. 6342 Lena Ave is a 678-square-foot bungalow in the 63136 zip code — but with a finished basement and a wood deck out back, this home lives larger than the main level number implies. Owner financed at $83,500, $3,000 down, and $918/month — with taxes and insurance included in that payment.

All systems are in working order. The wood deck adds functional outdoor space, and the finished basement gives you flexibility most bungalows at this price simply don't have — storage, a workspace, a rec room, or additional living area depending on your needs.

One thing to know upfront: power and water are currently off at the property. Buyers should plan to have utilities restored before or shortly after closing. It's a known condition, disclosed here transparently.

The 63136 zip sits on the north side of St. Louis, with access to major employment corridors and retail throughout the metro. At $918/month all-in for a bungalow with a finished basement and a deck, this is a practical, affordable path to ownership in the St. Louis market — no bank required.

Owner financing available — no traditional bank required.