Located in Peoria, Illinois — the largest city in central Illinois and a community with deep Midwestern roots and an active real estate market — 609 Tracy St offers an opportunity to own a spacious 4-bedroom, 2-bathroom home with 1,344 square feet of living space for just $2,000 down and $613 per month through owner financing. No traditional bank loan required. This is a solidly sized home at a price point that reflects genuine value in the Peoria market. Four bedrooms give you the flexibility to accommodate a growing family, set up a home office, or host guests comfortably. Two full bathrooms help keep daily routines running smoothly in a busy household. One of the more interesting features of this property is the basement, which appears to have previously functioned as an apartment — suggesting additional square footage with potential for storage, a hobby space, or future use depending on your needs and local code. Buyers should be aware, however, that there is a noted damp area in the basement, which is worth inspecting and addressing. Additionally, the roof is on the older side and may require attention or replacement in the coming years. These are factors the seller has disclosed upfront so buyers can make an informed decision and budget accordingly. At a total purchase price of $69,000 in a market where comparable homes can cost significantly more through traditional channels, the price-to-value ratio here is worth serious consideration — especially with accessible owner financing that puts homeownership within reach without the obstacles of conventional lending. If you've been looking for a foothold in Peoria real estate with room to build equity, this property deserves a closer look. ---