Located in Alton, Illinois — a charming river city on the bluffs of the Mississippi, just minutes from the Missouri border and part of the greater St. Louis Metro area — 602 Sheppard St offers an affordable path to homeownership with a twist that's hard to find at this price point: two structures on one property. The front house is a cozy 2-bedroom, 1-bathroom home at approximately 850 square feet. It's manageable, efficient, and priced to reflect real value in today's market. At $69,500 with just $2,500 down and $875/month through owner financing, this is one of the more accessible entry points into homeownership in the Alton market — no traditional bank approval required. What makes this property especially noteworthy is the back house. It has its own separate electrical service and meter, meaning the infrastructure for a second living unit is already in place. The back structure is not currently livable and will need work to bring up to living conditions, but for a buyer with vision — or a future landlord looking to add rental income — this is a long-term opportunity worth considering seriously. The potential here goes well beyond what a standard single-family purchase typically offers. Alton itself continues to attract buyers priced out of the St. Louis market who want proximity to the metro without metro pricing. The city sits along the Great River Road, offers a walkable historic downtown, local dining, and easy access to major commuter routes into both Missouri and Southern Illinois. **Seller requirements:** Photo ID is required to schedule a walkthrough. Income verification is required; buyers must demonstrate income of at least 3x the monthly payment. This is a property with immediate livability in the front and real upside potential out back. Owner financing makes it accessible — the opportunity is yours to build on. ---