Tucked into the charming river town of Fulton, Illinois, this 2-bedroom, 1.5-bath home at 602 18th Ave offers a compelling combination of small-town living, flexible layout potential, and an accessible path to ownership — all without the need for a traditional bank loan. Priced at $79,000 with just $2,000 down and a monthly payment of $965, this property is structured for buyers who are ready to plant roots without jumping through the hoops of conventional financing.

Inside, the home features a thoughtful floor plan with both bedrooms situated on the second level. The primary bedroom measures a comfortable 10x13, while the second bedroom comes in at 7x10 — and with a third bedroom possible, there's room to grow or configure the space to fit your lifestyle. The main level offers defined living spaces including an 11x12 living room, a 10x11 dining room, and a generous 13x11 kitchen — plenty of room for everyday life and entertaining alike. Flooring throughout includes a mix of hardwood, carpet, and laminate, giving each room its own character.

Year-round comfort is covered with central air conditioning and natural gas forced air heat. A basement provides laundry space and additional storage, while the detached garage adds valuable off-street parking and utility. It's worth noting that the monthly payment is a PITI payment, meaning principal, interest, taxes, and insurance are all rolled into that single figure.

Fulton, IL sits along the Mississippi River on the Illinois-Iowa border, offering a tight-knit community feel with easy access to the Quad Cities metro area. Whether you're relocating, downsizing, or buying your first home, this property delivers solid value in a welcoming river town setting.

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