Located in the 63136 zip code on St. Louis's north side, this 3-bedroom, 1-bathroom home on Lalite Avenue offers 900 square feet of well-maintained living space at a price point that's hard to find anywhere in the St. Louis Metro area. Listed at $99,000 with just $3,000 down and $1,025 per month, this property is accessible to buyers who are ready to own but may not be working with a traditional lender. The home underwent a full renovation and remains in very nice condition — a reflection of how well it has been cared for since that work was completed. It has been professionally cleaned out, and fresh photos taken in May 2025 accurately represent the current state of the property. What you see is what you get. North St. Louis continues to attract buyers looking for value in a city with a rich history, established neighborhoods, and improving infrastructure. The 63136 area offers convenient access to major corridors including West Florissant Avenue, I-270, and nearby retail, dining, and employment centers. For buyers priced out of more competitive zip codes or simply looking to maximize value per dollar, north St. Louis consistently delivers square footage and character that newer suburban developments can't match at this price. Owner financing is available directly through the seller, meaning no traditional bank approval process stands between you and homeownership. With a low $3,000 down payment and predictable monthly payments, this is a realistic path to building equity for buyers ready to take that step. Note: Buyers are responsible for purchasing their own homeowner's insurance. All other terms are negotiable directly with the seller. ---