Located in north St. Louis city near the Hodiamont corridor, this 3-bedroom, 1-bathroom home is hitting the market at a price point that serious buyers and handy homeowners have been waiting for. Priced at $49,000 with just $1,000 down and $600 per month through owner financing, this is one of the most accessible paths to homeownership available in the St. Louis Metro right now — no traditional bank loan required. The seller is upfront about what this property needs: it's a drywall and roofer special. That means this home is best suited for a buyer who can bring some sweat equity, has connections in the trades, or is ready to budget for targeted repairs. The seller is also open to almost all offers, making this an especially flexible opportunity for buyers who want to negotiate terms that work for their situation. The upside? You're getting into a 3-bedroom St. Louis home for a fraction of what comparable finished properties are selling for in the surrounding zip codes, with down payment and monthly costs that rival — or beat — what most people are paying in rent across the metro. The St. Louis housing market continues to see strong demand in its north side neighborhoods as buyers and investors alike look for value in a market where affordability is increasingly hard to find. Properties like this one, with solid bones and a clear repair scope, are exactly what savvy buyers are targeting when they want to build equity from day one rather than pay someone else's mortgage. If you're a hands-on buyer, a contractor looking to occupy, or simply someone ready to put in the work to make a house your own, this Hodiamont Avenue listing deserves a serious look. Owner financing terms make entry straightforward, and the low monthly payment gives you breathing room while the work gets done.