Located in Flint, Michigan's 48504 zip code, 4807 Birchcrest Dr is a 3-bedroom, 1.5-bathroom home offering 878 square feet of living space — available now through owner financing with just $2,500 down and $850 per month, which includes taxes and insurance (PITI). That means no surprises, no separate tax or insurance bills — your full housing cost is bundled into one straightforward monthly payment. Flint has been a city in active transformation. With ongoing infrastructure investment, community-led revitalization efforts, and significantly lower entry costs compared to surrounding markets, Genesee County continues to attract buyers who want to build equity without the financial barriers of traditional bank lending. For buyers who've been shut out of conventional financing, owner-financed homes in Flint represent a real and accessible path to homeownership. This home features an unfinished basement, giving you the opportunity to expand your usable square footage over time — whether that's additional storage, a workshop, or a future finished living area. Power is currently on at the property. Sold as-is, this home is priced at $85,000 — a compelling price point in a market where ownership opportunities at this down payment threshold are increasingly hard to find. No traditional bank loan is required, and the owner financing terms are designed to get qualified buyers into a home without the red tape of conventional mortgage approval. Whether you're a first-time buyer, rebuilding your financial footing, or simply looking for an affordable foothold in the Flint market, this property offers a low-barrier entry point with real long-term upside. Review the full property details and get started using the link in this listing. ---