Located in the 63115 zip code on St. Louis's north side, 4146 Labadie Ave offers an extraordinary amount of space at a price point that's nearly impossible to find in today's market. With 2,500 square feet of living area, four bedrooms, and two full bathrooms, this property gives buyers room to breathe — and room to build equity — without the barriers of traditional bank financing. The seller has already put work into this home. The downstairs has been updated, a brand-new hot water heater is in place, and two furnaces keep the home heated throughout. Power is currently on, meaning you can walk through and see exactly what you're getting before you commit. A fenced-in yard adds privacy and functionality — ideal for families, pets, or anyone who values outdoor space with defined boundaries. One thing worth noting: the seller currently lives upstairs while the downstairs updates were completed. Buyers should factor in their own vision for how they'll use the full square footage, and touring the property will give the clearest picture of its current condition and potential. At $69,000 with just $2,000 down and $795/month — which includes PITI (principal, interest, taxes, and insurance) — this is owner-financed homeownership that competes directly with renting, but builds toward ownership instead. No traditional bank loan required. North St. Louis continues to attract buyers looking for value, space, and community investment at accessible price points. For buyers who want square footage, a functional yard, and a clear path to ownership without bank approval standing in the way, Labadie Ave deserves a serious look. ---