Located in north St. Louis city, 4021 Green Lea Pl is a solid all-brick bungalow that checks the right boxes for buyers who want a property that's already been improved — without the price tag of a fully renovated home. At 858 square feet, this 2-bedroom, 1-bathroom home is compact, efficient, and priced to give you real ownership equity from day one. Much of the hard work is already behind you. The seller has completed meaningful updates throughout, including luxury vinyl plank flooring, fresh neutral paint, an updated bathroom, and a kitchen with newer cabinetry already in place. These aren't cosmetic shortcuts — they're the kind of upgrades that hold up and add lasting value. The all-brick exterior means lower long-term maintenance and a structure built to last, a hallmark of classic St. Louis construction that buyers in this market consistently seek out. Downstairs, the unfinished basement offers generous storage space and additional possibilities — whether you envision a workshop, laundry area, or future finished space, the bones are there to work with. The St. Louis city market continues to attract buyers who recognize the value gap between what they'd pay in rental costs versus what it takes to own. With just $2,500 down and a monthly payment of $1,000 — which includes taxes and insurance (PITI) — this property offers a clear, all-in cost of ownership that's easy to plan around. Owner financing means no traditional bank qualifying process. For buyers who are building their path to homeownership on their own terms, this north St. Louis brick bungalow represents a realistic, well-maintained place to start. ---