Located in the north St. Louis Metro corridor, this 2-bedroom, 1-bathroom home on Lucas and Hunt Road offers a rare combination of solid mechanical updates and accessible owner financing — all without the hassle of a traditional bank loan. Priced at $89,000 with just $2,500 down and $875 per month, this property is positioned as one of the more attainable paths to homeownership in the St. Louis market right now. The home comes with some genuinely reassuring updates already in place. The roof is only 4 years old, giving buyers peace of mind on one of the most expensive potential repair costs a homeowner can face. The furnace was replaced this year — brand new — which means heating season in a Missouri winter is covered without any immediate out-of-pocket concern. All utilities are currently on, so the property can be evaluated fully during any walkthrough. The 63121 zip code sits in University City-adjacent north St. Louis County, an area that has seen steady interest from buyers looking for value-priced properties with functional bones. Lucas and Hunt is a well-traveled corridor connecting key parts of north county, with access to public transit, shopping, and major roads including I-170. For buyers who have been priced out of the traditional mortgage market or are working to rebuild financial footing, owner financing through LDHN removes the barriers that conventional lenders create. No waiting on bank approvals, no lengthy qualification timelines — just a straightforward agreement between buyer and seller. With a newer roof, brand-new furnace, and utilities already active, this home is ready to evaluate and ready to close on your timeline. Opportunities at this price point with this level of mechanical integrity don't stay available long in the St. Louis Metro. ---