Located in Middletown, Ohio, 3117 Finley St offers an accessible entry point into homeownership through owner financing — with just $3,000 down and $1,120 per month, no traditional bank loan required. This 2-bedroom, 1-bathroom home sits on a generous 12,632 square foot lot, giving you significantly more outdoor space than the typical city parcel — a rare find at this price point in the greater Cincinnati-Dayton corridor. At 720 square feet, the home is compact and manageable, ideal for a single occupant, couple, or small family looking to stop renting and start building equity. One of the property's standout features is the long driveway, offering ample off-street parking — a practical everyday convenience. The detached shed adds valuable storage or workshop potential, making the most of the expansive lot. Middletown sits strategically between Cincinnati and Dayton along the I-75 corridor, giving residents easy access to two major metro areas for work, shopping, and entertainment. The city has seen renewed investment in recent years, and properties with large lots like this one are increasingly difficult to come by at affordable price points. The home's long-term renter vacated as of September 30th, meaning the property is available and ready for its next chapter. Whether you're a first-time buyer who's been locked out of traditional financing or someone looking to plant roots in a community with room to grow, this property deserves a serious look. Owner financing means the process is straightforward — work directly with the seller and skip the bank altogether. With a lot this size, the value extends well beyond the walls of the home itself.