Located in the 63136 zip code on the north side of St. Louis, 3 Pohlman Lane offers a 2-bedroom, 1-bathroom home available through owner financing — no traditional bank loan required. With just $3,000 down and $1,250 per month, this property is an accessible path to homeownership in a market where qualifying for conventional financing can be a real barrier for many buyers. What sets this listing apart is the documentation behind it. The home has been approved for occupancy by the county, with all utilities on and all systems inspected and approved through an official county inspection process. A copy of the passed occupancy inspection report is available upon request — a level of transparency that's not always easy to find in the owner-financed market. Buyers can review that documentation as part of their due diligence before committing. The north St. Louis Metro area continues to draw interest from buyers and investors looking for value in a region undergoing gradual revitalization. The 63136 zip code sits in close proximity to major roadways, retail corridors, and the broader St. Louis urban core, making it a practical choice for commuters and families looking to plant roots without the red tape of traditional lending. This home is sold as-is, and all prospective buyers are encouraged to conduct their own inspections. The passed county occupancy inspection provides a strong starting point, but independent due diligence is always recommended. Owner financing terms make this an opportunity worth exploring for buyers who are ready to stop renting and start building equity on their own timeline. ---