Located in the 63115 zip code on St. Louis's north side, 2810 Norwood Ave is a compact, character-filled home offering genuine value in a market where owner-financed opportunities at this price point are increasingly hard to find. At 734 square feet, this 2-bedroom, 1-bathroom property is priced at $109,000 with just $3,000 down and $1,000 per month — making homeownership accessible without the hurdles of traditional bank financing. Inside, the home immediately stands out with beautiful hardwood floors and brick interior detailing that speak to the craftsmanship of an earlier era — the kind of character that simply can't be replicated in modern builds. Both power and water are active and on, and the seller has already invested in new electrical panels and updated water supply lines, meaning two of the most costly infrastructure concerns have been freshly addressed. In the spirit of full transparency, the furnace and AC are currently scheduled for repair. That work is on the seller's radar and being handled, so buyers can plan accordingly. The 63115 corridor has seen continued interest from buyers looking to establish roots on St. Louis's north side, where price-to-square-footage ratios remain among the most accessible in the metro area. Whether you're a first-time buyer, an investor adding to a portfolio, or simply someone who's been priced out of traditional financing, this home delivers real infrastructure, real character, and real ownership potential. With updated systems, hardwood charm, and brick warmth throughout, this is a property that punches well above its price tag. Owner financing terms make it approachable — $3,000 down gets you started, and $1,000 per month builds equity month after month. ---