Located in Newport News, Virginia — a key city within the Hampton Roads metro area — 2806 Short Street offers a rare opportunity to get into a 4-bedroom, 2-bathroom home through owner financing with just $4,000 down. For buyers who've been shut out of traditional lending, this is the kind of flexible path to homeownership that's hard to find in today's market. Let's be upfront: this property needs work. That's already reflected in the pricing and terms, and for the right buyer — a handy homeowner, an investor looking to build equity, or someone who simply wants to put their own stamp on a property — that's not a drawback, it's an opportunity. At $183,000 with a $1,380/month payment and a low entry point of $4,000 down, you're acquiring a four-bedroom home in Hampton Roads at a price point that leaves room to improve and build real value. Newport News sits in the heart of one of Virginia's most economically active regions, bordered by Norfolk, Hampton, and the broader military and maritime economy that anchors Hampton Roads. The area has strong long-term demand driven by Naval Station Norfolk nearby, shipbuilding industry employment, and consistent population stability. Owning in this market — even a property that needs renovation — positions buyers to benefit from regional appreciation over time. Four bedrooms gives this home significant functional appeal: space for families, room for a home office, or flexibility for multi-use living arrangements. Two full bathrooms add practical value that's increasingly difficult to find at this price. Owner financing means no traditional bank approval process required — just a direct agreement between buyer and seller. A list of documents will be required as part of the process, so buyers should be prepared to provide standard paperwork when moving forward. ---