Located in Peoria, Illinois — central Illinois's largest city — this 3-bedroom, 1-bathroom home on W Ann St presents a compelling opportunity for the hands-on buyer ready to build equity through sweat and skill. Priced at $71,950 with just $2,000 down and $695/month, this is owner-financed homeownership made accessible without the red tape of a traditional bank loan. The property features a fenced-in yard, offering a defined outdoor space ideal for kids, pets, or simply enjoying a private backyard setting. For buyers who know their way around a toolbox, this is the kind of property where work invested translates directly into value built. **A note on condition:** This is being sold as a handyman special. It appears work was previously started on the furnace, which may need to be replaced. Buyers should factor this into their planning and budget accordingly. The seller has noted that some of the listing visuals include video walkthroughs alongside photos, giving you a more complete look at the property before you visit. Peoria's residential market continues to offer strong price-to-value ratios compared to larger Illinois metros, making it one of the more attainable cities in the state for buyers looking to get into a home without overextending. The West Ann Street corridor sits within an established residential area of Peoria, with city amenities, schools, and transit routes accessible nearby. If you're a buyer who sees potential where others see problems, this property delivers both an affordable entry point and the canvas to make it your own. Owner financing means the path to ownership runs through the seller — not a bank — keeping the process straightforward and within reach.