Located in Decatur, Illinois, 231 W Grand Ave is a 3-bedroom, 1-bathroom home offering 1,189 square feet of living space at a price point that's hard to ignore in today's market. With owner financing available at just $3,000 down and $950 per month, this property presents a genuine opportunity for buyers who are ready to take on a home with strong bones and recent major improvements already done.

Here's what makes this listing stand out: the home recently underwent a significant foundation repair — the kind of costly, major structural work that stops most buyers in their tracks has already been completed. The foundation is now described as being in very solid condition, meaning the hardest part is behind you. That's a meaningful distinction in a market where structural unknowns can derail even the best-priced deals.

The seller notes that all systems should be in working order, though power and water are currently off at the property. Two minor items remain before the City of Decatur will issue an Occupancy Permit: a small railing needs to be added to the porch, and a gutter needs to be installed on the side where the wall was replaced. These are relatively low-cost finishing touches — not deal-breakers — and they put a buyer very close to the finish line on getting this home officially cleared for occupancy.

Decatur is central Illinois's second-largest metro area, home to Millikin University and a tight-knit community with steady demand for affordable housing. Properties offering this much space at this price, especially with owner financing and major structural work already completed, represent real value in the local market.

If you're a hands-on buyer looking to put in light finishing work and build equity from day one, 231 W Grand Ave deserves a serious look.

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