Some properties need a long explanation. This one doesn't. 222 Manning Ave is described simply as being in very nice condition — and at $3,000 down with $1,095/month, that matters.

This is a 2-bedroom, 1-bath home in the 63135 zip code, owner financed at $119,000. The 63135 zip sits in the north St. Louis metro area near Ferguson and Florissant — an established corridor with access to major highways, retail, and employment throughout the greater St. Louis region. For buyers looking to own in the St. Louis metro without fighting a bank for approval, this is a clean, well-maintained option at a reasonable entry point.

Two bedrooms and one bath is a practical layout for a first-time buyer, a downsizer, or anyone looking to stop renting and start owning without taking on a project. The condition here means you're moving into something that's ready — not something that needs work before it feels like home.

$1,095/month. $3,000 down. No bank required.

Owner financing available — no traditional bank required.