Located in East St. Louis, Illinois — just across the Mississippi River from downtown St. Louis, Missouri — 2120 St. Louis Ave offers an accessible entry point into homeownership in the St. Louis Metro area with owner financing already in place. Listed at $89,000 with just $2,500 down and $895 per month (PITI), this 3-bedroom, 2-bathroom home puts a realistic path to ownership within reach for buyers who are ready to move forward without a traditional bank loan.

At 704 square feet, this is a compact, manageable home — ideal for a single buyer, a couple, or a small family looking to stop renting and start building equity. The floor plan is efficient, and the home's footprint keeps utility costs and upkeep straightforward. One important detail worth highlighting: an Occupancy Inspection has already been completed and will be attached to the contract, giving buyers added confidence and transparency going into the purchase.

The seller is open to a Contract for Deed (CFD) arrangement or a cash offer — and for serious cash buyers, the seller will consider offers at $39,500, making this an especially compelling opportunity for investors or buyers with capital ready to deploy in the East St. Louis market.

East St. Louis sits at the heart of the broader St. Louis Metro region, with access to major roadways connecting buyers to employment centers, healthcare, and services on both the Illinois and Missouri sides of the river. The area has seen ongoing community investment, and properties at this price point in the metro don't stay available indefinitely.

**Buyer requirement:** Monthly income verification showing at least 3x the monthly payment is required by the seller.

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