A fully fenced double lot in St. Louis — that's not something you find at this price point. 2118 Rosebud Ave is a 3-bedroom, 1.5-bath home in the 63121 zip code with 1,254 square feet of living space, sitting on a rare oversized yard that's already enclosed. Owner financed at $99,500 with $3,000 down and $1,150/month — and that payment covers everything. Principal, interest, taxes, and insurance are all included.

Utilities are on. Mechanicals are in working order. The home may need some cosmetic drywall work in spots, and the basement needs a cleanout — but those are manageable items, not major obstacles. For a buyer willing to put in a little effort, the equity upside here is real and relatively quick.

The 63121 zip sits in the north St. Louis metro, an established area with access to major corridors, retail, and employment throughout the greater St. Louis region. At 1,254 square feet with 1.5 baths and a massive fenced yard on a double lot, this home offers more space and land than most comparable owner-financed listings in this market.

$1,150/month all-in. $3,000 to get started. No bank required.

Owner financing available — no traditional bank required.