Located in Sauget, Illinois — just minutes from the Mississippi River and the heart of the St. Louis Metro area — 21 Agnes Dr offers an accessible entry point into homeownership on the Illinois side of one of the Midwest's most dynamic markets. With a $2,500 down payment and owner financing available, this 3-bedroom, 1-bathroom home puts ownership within reach without the hurdles of traditional bank lending. The home sits on a slab-on-grade foundation, which means no basement maintenance to worry about and a straightforward, manageable layout that's easy to understand and budget around. At 864 square feet, the floor plan is efficient and practical — ideal for a first-time buyer, a small family, or anyone looking to keep overhead low while building real equity. The attached garage is a genuine convenience, offering covered parking and additional storage that you won't find at this price point in every comparable listing. The seller is transparent: this home needs some cosmetic updates. That's not a drawback — that's an opportunity. Buyers who are willing to invest a little sweat equity will be rewarded with built-in value from the moment they take ownership. The fundamentals are solid, and the price reflects the current condition honestly. Your monthly payment of $1,050 includes PITI — principal, interest, taxes, and insurance — so what you see is what you pay. No surprises, no hidden costs layered on top. Sauget sits in St. Clair County with easy access to downtown St. Louis via I-255 and the Jefferson Barracks Bridge corridor, making it a practical base for buyers who work or commute into Missouri. With just $2,500 down and a clear path to ownership, 21 Agnes Dr is the kind of opportunity that makes sense on paper and in real life. ---