Located in one of Decatur's most established residential corridors, this 3-bedroom, 2-bathroom single-family home at 2061 N College St offers 1,250 square feet of well-maintained living space with a full basement, detached garage, and a generous 7,016 square foot lot — all available through owner financing with just $3,500 down. A light rehab has just been completed, meaning the major systems have already been addressed for you. The home features a new water heater, updated plumbing, a new furnace, refreshed electrical, and a roof that's in solid condition with no leaks. Central A/C is in place and functioning. This is the kind of mechanical foundation that buyers often spend years working toward — here, it's already done. The north Decatur location is a genuine asset. Decatur Memorial Hospital is just minutes away, making this an ideal fit for healthcare professionals, hospital staff, or anyone who values a short commute in central Illinois. Monroe Park is within walking distance, and the surrounding neighborhood is quiet and rooted — close to churches, community gathering spots, and the kind of streets where neighbors know each other. Decatur's housing market continues to offer strong value for owner-financed buyers who want to build equity without navigating traditional bank requirements. At $119,000 with a $3,500 down payment and $1,300 per month, this home delivers a clear path to ownership in a market where comparable properties with updated systems command attention quickly. Whether you're a healthcare worker looking to plant roots near the hospital, a family seeking space and stability, or a buyer who's been priced out of conventional lending — this north Decatur home deserves a serious look. ---