Located in Madison, Illinois — just minutes from the Mississippi River and a short drive into downtown St. Louis — 2021 Edwardsville Rd offers an affordable entry point into homeownership on the Illinois side of the St. Louis Metro. Priced at $69,500 with just $1,000 down and $900/month (PITI) through owner financing, this 2-bedroom, 1-bathroom home gives buyers the opportunity to build equity without the barriers of traditional bank lending.

Inside, the living room and dining room shine with original hardwood floors and an abundance of natural light — features that carry real character and lasting value. The kitchen offers plenty of cabinetry and counter space for everyday cooking and storage, while a dedicated mudroom handles laundry needs and keeps the main living areas clean and functional. Upstairs, two bedrooms provide comfortable, private sleeping quarters with a practical layout that works well for individuals, couples, or small families.

One of the standout aspects of this property is what comes with the land: the home sits on three combined lots, giving you a large backyard with real room to breathe, garden, or expand. Ample parking along the side of the house adds to the everyday convenience. The home has no basement.

Sold AS-IS, this home is being offered transparently — it's a canvas ready for your personal updates, and the best part is you can live in it comfortably while you improve it at your own pace. No rushing. No pressure. Just steady progress on a home that's already yours. Closing costs are $200. Note that investors purchasing this property are responsible for securing their own dwelling insurance.

For buyers looking to plant roots in the St. Louis Metro area without crossing into Missouri prices, Madison, IL continues to offer real value with easy highway access, proximity to Granite City and Edwardsville, and a tight-knit community feel. Owner financing makes it accessible — no traditional bank loan required.

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